For those seeking extraordinary banking, Glenclair is your trusted commercial and residential mortgage broker.
Below is our highlighted residential mortgage rates only and we will seek discretionary pricing based on your personal situation after consultation.
Top variable Home loans
Macquarie
6.29%APR
Up to 5yr IO
LVR < 80%
CR: 5.65%
Westpac
5.87%APR
30 yr P & I
LVR < 70%
CR: 5.96%
AMP
5.89%APR
30 yr P & I
LVR < 70%
CR: 5.98%
ING Direct
5.89%APR
30 yr P & I
LVR < 70%
CR: 5.98%
top fixed Home loans
Macquarie
5.39%APR
2yr Fixed
LVR < 80%
CR: 5.82%
Suncorp
5.49%APR
2yr Fixed
LVR < 70%
CR: 6.35%
CBA
5.74%APR
3yr Fixed
LVR < 80%
CR: 7.59%
ANZ
5.74%APR
3yr Fixed
LVR < 80%
CR: 7.59%
Property Investment loans
ANZ
6.27%APR
Variable - IO
LVR < 80%
CR: 6.56%
ING Direct
6.04%APR
30 yr var
LVR < 70%
CR: 6.07%
Suncorp
5.64%APR
2yr fixed
LVR < 80%
CR: 6.44%
NAB
5.99%APR
2yr Fixed
LVR < 80%
CR: 6.65%
Self Managed Superfund loans
Latrobe
6.84%APR
variable
LVR < 60%
CR: 6.98%
Granite
7.79%APR
3 yr fixed
LVR < 80%
CR: 8.05%
Firstmac
6.99%APR
Variable
LVR < 80%
CR: 7.22%
RedZed
6.85%APR
Variable
LVR < 80%
CR: 6.99%
Ex-Pat Aussies / Low-Doc Lending
Latrobe
6.84%APR
variable
LVR < 60%
CR: 6.98%
Granite
7.79%APR
3 yr fixed
LVR < 80%
CR: 8.05%
Firstmac
6.99%APR
Variable
LVR < 80%
CR: 7.22%
RedZed
6.85%APR
Variable
LVR < 80%
CR: 6.99%
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Feature
What is this?
What you should know about this feature?
Interest Rate
The percentage charged as an annualised percentage rate (APR) by the lender on the amount borrowed.
While interest is expressed as an annual percentage charged on drawn debt, most borrowers make monthly or fortnightly repayments.
Comparison Rate or CR
Designed to help borrowers understand the true cost of the home loan by considering both the interest rate and loan fees.
Different amounts & terms will result in a different comparison rate. The comparison rate here is based on an example calculation of a 25 year loan on a secured loan of $150,000 with principle and interest repayments.
Best Interest Duty
An obligation of your broker to ensure that your interests are fully understood and your best interests are acted upon when providing any credit.
When discussing your selected
rate and product with the registered mortgage broker they may find that the
selected product is not suitable for you and not in your best interests which
they will advise on consultation.
a. Comparison rate disclaimer - WARNING: Comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For variable interest-only loans, comparison rates are based on an initial 5-year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Comparison rates do not include: government charges such as stamp duty or mortgage registration fees. Fees and charges associated with loan options or events that may or may not be used by the borrower, such as early repayment or redraw fees. Fees and charges which aren’t available at the time the comparison rate is provided. Cost savings such as fee waivers or the availability of interest offset arrangements which can influence the cost of a loan are also not included.
b. Rates are subject to lenders criteria and are current at date of publish and likely to change. Terms and conditions for each lender apply. Your broker will assess the suitability of each loan and will advise if another product is better suited to your requirements, needs and objectives.
Glenclair Financial Services Pty Ltd (ABN: 88677609808 & Credit Representative 566828) is authorised under Australian Credit Licence 389328.
